Terms and Conditions
These Terms and Conditions govern your use of periontavelo's financial planning subscription service and website.
By using our services or website, you agree to be bound by these terms. If you disagree with any part of these terms, you may not use our services.
Definitions
For the purposes of these Terms and Conditions:
- • "Company" refers to periontavelo, ACN 123 456 789
- • "Service" refers to our financial planning subscription service
- • "User" or "Client" refers to any individual using our services
- • "Content" includes all information, advice, and materials provided through our service
Use of Service
Your use of our service is subject to the following conditions:
Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts to use our services.
18+ only
User Responsibilities
As a user of our service, you agree to:
- • Provide accurate and complete information about your financial situation
- • Maintain the confidentiality of your account information
- • Use our services only for lawful purposes
- • Notify us promptly of any changes to your circumstances
- • Pay all applicable fees on time
Prohibited Uses
You may not use our service to:
- • Engage in any illegal or fraudulent activities
- • Share your account access with unauthorized individuals
- • Interfere with the operation of our website or services
- • Attempt to gain unauthorized access to our systems
- • Use our content for commercial purposes without permission
Intellectual Property Rights
All content, trademarks, and intellectual property on our website and in our services remain the exclusive property of periontavelo.
We grant you a limited, non-exclusive license to use our services for personal financial planning purposes only.
By providing information to us, you grant us the right to use such information to provide our services to you.
Privacy Policy
Data Collection and Privacy
Our collection and use of your personal information is governed by our Privacy Policy, which forms part of these terms. Privacy Policy
Disclaimers and Warranties
Important limitations on our services and your use thereof:
Service Provided "As Is"
Our services are provided on an "as is" basis without warranties of any kind, whether express or implied.
We disclaim all warranties including merchantability, fitness for particular purpose, and non-infringement.
Limitation of Liability
Our liability to you is limited as follows:
We shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services.
Our total liability shall not exceed the amount you paid for our services in the 12 months preceding the claim.
Indemnification
You agree to indemnify and hold harmless periontavelo from any claims, damages, or expenses arising from your breach of these terms or misuse of our services.
Dispute Resolution
Disputes will be resolved according to the following process:
Internal Resolution
We encourage you to contact us directly to resolve any disputes. Most issues can be resolved through direct communication.
If internal resolution fails, disputes may be escalated to mediation or arbitration under Australian law.
External Dispute Resolution
We are members of the Australian Financial Complaints Authority (AFCA) for external dispute resolution.
AFCA can be contacted at www.afca.org.au or 1800 931 678: https://ec.europa.eu/consumers/odr
Your rights under Australian Consumer Law are not affected by these terms.
Termination
Either party may terminate the service relationship with 30 days written notice. Termination does not affect obligations that arose prior to termination.
Upon termination, your access to our services will cease, but confidentiality obligations continue indefinitely.
Governing Law
These terms are governed by and construed in accordance with the laws of Australia.
Australian courts have exclusive jurisdiction over any disputes arising under these terms.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These terms constitute the entire agreement between you and periontavelo regarding our services and supersede all prior agreements.
Changes to Terms
We may modify these terms at any time by posting updated terms on our website. Changes become effective immediately upon posting.
Significant changes will be communicated to active subscribers via email notification.
Contact Information
For questions about these Terms and Conditions, contact us:
periontavelo
125 Collins Street, Melbourne VIC 3000
Email:: contact@periontavelo.com
Phone:: +61 667 696 564
Last updated: August 26, 2025
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.