Terms and Conditions

These Terms and Conditions govern your use of periontavelo's financial planning subscription service and website.

By using our services or website, you agree to be bound by these terms. If you disagree with any part of these terms, you may not use our services.

Definitions

For the purposes of these Terms and Conditions:

  • "Company" refers to periontavelo, ACN 123 456 789
  • "Service" refers to our financial planning subscription service
  • "User" or "Client" refers to any individual using our services
  • "Content" includes all information, advice, and materials provided through our service

Use of Service

Your use of our service is subject to the following conditions:

Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use our services.

18+ only

User Responsibilities

As a user of our service, you agree to:

  • Provide accurate and complete information about your financial situation
  • Maintain the confidentiality of your account information
  • Use our services only for lawful purposes
  • Notify us promptly of any changes to your circumstances
  • Pay all applicable fees on time

Prohibited Uses

You may not use our service to:

  • Engage in any illegal or fraudulent activities
  • Share your account access with unauthorized individuals
  • Interfere with the operation of our website or services
  • Attempt to gain unauthorized access to our systems
  • Use our content for commercial purposes without permission

Intellectual Property Rights

All content, trademarks, and intellectual property on our website and in our services remain the exclusive property of periontavelo.

We grant you a limited, non-exclusive license to use our services for personal financial planning purposes only.

By providing information to us, you grant us the right to use such information to provide our services to you.

Privacy Policy

Data Collection and Privacy

Our collection and use of your personal information is governed by our Privacy Policy, which forms part of these terms. Privacy Policy

Disclaimers and Warranties

Important limitations on our services and your use thereof:

Service Provided "As Is"

Our services are provided on an "as is" basis without warranties of any kind, whether express or implied.

We disclaim all warranties including merchantability, fitness for particular purpose, and non-infringement.

Limitation of Liability

Our liability to you is limited as follows:

We shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services.

Our total liability shall not exceed the amount you paid for our services in the 12 months preceding the claim.

Indemnification

You agree to indemnify and hold harmless periontavelo from any claims, damages, or expenses arising from your breach of these terms or misuse of our services.

Dispute Resolution

Disputes will be resolved according to the following process:

Internal Resolution

We encourage you to contact us directly to resolve any disputes. Most issues can be resolved through direct communication.

If internal resolution fails, disputes may be escalated to mediation or arbitration under Australian law.

External Dispute Resolution

We are members of the Australian Financial Complaints Authority (AFCA) for external dispute resolution.

AFCA can be contacted at www.afca.org.au or 1800 931 678: https://ec.europa.eu/consumers/odr

Your rights under Australian Consumer Law are not affected by these terms.

Termination

Either party may terminate the service relationship with 30 days written notice. Termination does not affect obligations that arose prior to termination.

Upon termination, your access to our services will cease, but confidentiality obligations continue indefinitely.

Governing Law

These terms are governed by and construed in accordance with the laws of Australia.

Australian courts have exclusive jurisdiction over any disputes arising under these terms.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These terms constitute the entire agreement between you and periontavelo regarding our services and supersede all prior agreements.

Changes to Terms

We may modify these terms at any time by posting updated terms on our website. Changes become effective immediately upon posting.

Significant changes will be communicated to active subscribers via email notification.

Contact Information

For questions about these Terms and Conditions, contact us:

periontavelo

125 Collins Street, Melbourne VIC 3000

Email:: contact@periontavelo.com

Phone:: +61 667 696 564

Last updated: August 26, 2025

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.